Close Invoice Finance website terms and conditions

Website usage agreement

  1. By using this Site you indicate that you accept the following terms and conditions.  If you do not agree to these terms of use, please do not continue to use Closeinvoice.co.uk (“the Site”).
  2. The Site is operated by Close Invoice Finance Limited (“CIF”).  CIF is registered in England and Wales under company number 00935949 and has its registered office at 10 Crown Place, London, EC2A 4FT.  CIF is registered with the Financial Services Authority with registration number 477692 and has the VAT number 245 5013 86.  CIF is a member of the Asset Based Finance Association.   
  3. CIF maintains the Site as a courtesy to those who may choose to access the Site ("Users"). The information presented herein is for informative purposes only. CIF is pleased to allow Users to visit the Site and download and copy the information, documents and materials (collectively, "Materials") from the Site for User's personal, non-commercial use, without any right to resell, redistribute or create derivative works therefrom, subject to the terms and conditions outlined below, and also subject to additional restrictions set out in relation to specific material within this Site.
  4. CIF administers this Site. CIF is a member of the Close Brothers Group Plc. All Material on this Site from the various members of the Close Brothers Group Plc appears on this Site subject to these terms and conditions. In addition, the members of the Close Brothers Group Plc may have additional terms and conditions that govern the use of their material.
  5. Unless expressly stated otherwise, the findings interpretations and conclusions expressed in the Materials in this Site are those of the various authors of the work and are not necessarily those of The Close Brothers Group Plc's Boards of Executive Directors or the businesses they represent.

Disclaimers

  1. Materials provided on this site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, User satisfaction, and non-infringement . CIF specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. CIF periodically adds, changes, improves, or updates the Materials on this Site without notice. Under no circumstances shall CIF be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall CIF or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if CIF has been advised of the possibility of such damages.
  2. User specifically acknowledges and agrees that CIF is not liable for any conduct of any User.
  3. This site may contain advice, opinions, and statements of various information providers and content providers. CIF does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither CIF nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.
  4. As a condition of use of this Site, User agrees to indemnify CIF and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable legal fees) arising out of the breach by the User of CIF’s (or a third party’s) intellectual property rights or by a User posting defamatory, libellous, misleading or unlawful content on the Site.
  5. Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. CIF is not registered under the U.S. Investment Advisers Act of 1940. Nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of CIF to purchase or sell any shares or securities nor should it be considered as investment advice.

Linking to the site

  1. User may link to any page on the Site, provided User does so in a way that is fair and legal and does not damage CIF or its affiliates reputation or take advantage of it, but Users must not establish a link in such a way as to suggest any form of association, approval or endorsement on CIF’s part where none exists.
  2. The Site must not be framed, surrounded, obfuscated, or bordered on any other site, nor may Users link to, simulate or reference parts of the Site in such a way as to replicate the Site or the benefit of visiting it.

Intellectual property

  1. The intellectual property rights in the Site, and in the material published on it are protected by copyright laws and treaties around the world.  Except as expressly set out in these terms, CIF, and its licensees, reserve their respective intellectual property rights in the Site and the materials on it.
  2. Save as expressly set out in these terms, no intellectual property rights of any kind are assigned or licenced to Users.

Links to third-party web sites

  1. This Site contains links to third-party web sites. The linked sites are not under the control of CIF and CIF is not responsible for the contents of any linked site or any link contained in a linked site. CIF provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by CIF.
  2. In relation to any bulletin boards, chat rooms, discussion groups, access to mailing lists or other message or communication facilities included in the Site (collectively, "Forums"), User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Forum, User shall not do any of the following:
  • Breach any applicable local, national or international law or regulation.
  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
  • Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless the User owns or controls the rights thereto or have received all necessary consents.
  • Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
  • Falsify the origin or source of software or other material that is uploaded.
  • Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters.
  • Download any file posted by another user of a Forum that Users know, or reasonably should know, cannot be legally distributed in such manner.
  1. User acknowledges that all Forums are public and not private communications. Further, User acknowledges that material in Forums created by other users is not endorsed by CIF, and such communications shall not be considered reviewed, screened, or approved by CIF. CIF reserves the right for any reason to remove without notice any contents of the Forums, including without limitation e-mail and bulletin board postings.  The User agrees that CIF may use, copy, publish and adapt any material posted to the Forums by a User as CIF reasonably require.

Applicable law and jurisdiction

  1. This Agreement will be interpreted and enforced in accordance with the laws England. Any action to enforce this agreement shall be brought in the courts of England.

Privacy and personal data

  1. CIF will respect your personal information and undertake to process information about Users in accordance with its privacy policy

Variations

  1. CIF may revise these terms of use at any time for security, legal, best practice or regulatory reasons by amending this page.
  2. CIF will not use this right to make substantial changes to the terms to your detriment without giving Users a chance to agree.
  3. Users are expected to check this page from time to time to take notice of any changes CIF made, as they are binding on Users.

Severability

  1. If any of these terms of use are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms of use are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms of use and the remaining terms shall survive and continue to be binding and enforceable.

General

  1. CIF reserves its exclusive right in its sole discretion to alter, limit or discontinue the Site or any Materials in any respect.
  2. CIF reserves the right to deny in its sole discretion any User access to this Site or any portion thereof without notice.
  3. No waiver by CIF of any provision of this Agreement shall be binding except as set forth in writing signed by its duly authorised representative.