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      Expert-led invoice discounting,
      built around your business


      Release funds from your unpaid invoices as soon as they’re raised,
      while retaining full control of customer payments.

      We work with established businesses turning over £750,000 p.a across
      manufacturing, recruitment, engineering, and service sectors.




      Why choose Close Brothers Invoice Finance?


      Product options

      From invoice finance, invoice factoring and invoice discounting to asset‑based leasing, our flexible funding solutions help improve cash flow by unlocking capital tied up in unpaid invoices.

      Finance experts

      With decades of invoice finance expertise, we help practices thrive. We have been named Best Asset Based Lender by Business Moneyfacts for 12 consecutive years.

      Leading software

      Our IDeal™ platform gives you secure, real‑time access to cash 24/7, seamlessly integrating with your accounting software and supported by the long‑standing expertise of the Close Brothers.

      Tailored finance

      Each facility is structured to grow with your turnover and changing cash‑flow needs, providing a confidential and adaptable alternative to traditional business finance.



       

      What our customers say

      It was my dream to open my own practice and I could not have done it without Close Brothers.
      R Health Dental Ltd
      The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business, which ensures we reach the right outcome to suit our organisation.
      Close Brothers not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
      Dave McIver
      Accountant
      We’ve used Close Brothers for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
      ARK Dental
      Great service and communication.
      The team from Close Brothers is always ready to help. I can discuss my finance at any time, very professional and helpful.


       



      Invoice discounting benefits


      Improved cash flow


      Invoice discounting gives you fast access to cash tied up in unpaid invoices, helping to improve cash flow and support day‑to‑day operations. As your sales grow, the funding available to you increases in line with your turnover.

      Fast, reliable funding

       

      With our award‑winning IDeal™ platform, you can access up to 90% of your invoice value as soon as invoices are raised. Funds are available 24/7, giving you greater visibility and control over your working capital.

      Ongoing support


      You’ll be supported by a dedicated Client Manager who understands your business and funding needs, offering proactive, tailored support through face‑to‑face meetings or regular phone and email contact.

       

      Confidential invoice discounting


      Our confidential invoice discounting facility allows you to retain full control over your sales ledger and customer relationships. You continue to manage collections as normal, with no impact on how your clients do business with you.

      Reduced admin and greater efficiency


      IDeal™ integrates with your accounting software to automatically reconcile payments, reducing paperwork and removing the need for time‑consuming manual processes. This helps save time, minimise errors, and streamline your finance function.

      Secure funding you can rely on


      Your invoice discounting facility remains available even when customers pay late, helping to protect your cash flow and giving you greater certainty when planning and growing your business.







       

      Find out how we can
      help your business

      Upcoming events and success stories

      The Growth Guarantee Scheme (GGS) – what it is and how it works

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      16 Mar 2026

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      Why invoice factoring is still a smart choice

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      19 Jul 2023

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      What is asset based lending?

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      24 Jul 2018



       



       




      Case study:

      Invoice discounting helps a recruitment agency grow



      The challenge:

      After a successful first year, the agency expanded into temporary recruitment to meet market demand, increasing pressure on cash flow due to short‑term contractor payments. To support this growth, the business needed additional working capital.


      The solution:

      Close Brothers proposed an IDeal™ invoice discounting facility to release working capital from unpaid invoices and improve ongoing cash flow, supported by a fully automated online platform with 24/7 access.


      The business also added bad debt protection and credit management support, helping reduce exposure to customer insolvency as the business continues to grow.





      Speak to our industry
      experts for more information



      Our step-by-step process


      Fill out our short form

      To find out how we can support you and your business, please complete our form.
      It only takes a few minutes to complete.

      Speak with our finance experts

      Our dedicated invoice discounting specialists will contact you to discuss your needs and provide more information about our products and services.

      Receive a tailor-made finance plan

      We will develop a flexible repayment plan matching your payment schedule with your seasonal income.



       





      Business Moneyfacts award winners for 12 consecutive years



      Close Brothers Invoice Finance has been named Best Asset Based Lender and Best Factoring & Invoice Discounting Provider at the Business Moneyfacts Awards 2025.


      The Business Moneyfacts Awards are recognised industry-wide and celebrate excellence across the business and finance sector. The awards acknowledge the outstanding service and products we offer to our invoice discounting, factoring and asset-based lending clients.




       


       



       


      Still got questions?
      Get in touch today

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