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      Expert-led invoice discounting,
      built around your business


      Release funds from your unpaid invoices as soon as they’re raised,
      while retaining full control of customer payments.

      We work with businesses across a range of industries including
      manufacturing, recruitment, engineering, and various service sectors.




      Why choose Close Brothers Invoice Finance?


      Product options

      From invoice finance, invoice factoring and invoice discounting to asset based leasing, our flexible funding solutions help improve cash flow by unlocking capital tied up in unpaid invoices.

      Finance experts

      With decades of invoice finance expertise, we help practices thrive. We have been named Best Asset Based Lender by Business Moneyfacts for 12 consecutive years.

      Leading software

      Our IDeal™ platform gives you secure, real‑time access to cash 24/7, seamlessly integrating with your accounting software and supported by the long‑standing expertise of the Close Brothers.

      Tailored finance

      Each facility is structured to grow with your turnover and changing cash flow needs, providing a confidential and adaptable alternative to traditional business finance.



       

      What our customers say

      We were anxious about switching after 15 years, but the Close team guided us seamlessly, answered every question, and proved to be genuinely down‑to‑earth and approachable individuals.
      Long standing relationship has helped our business to grow. Account manager is readily available to support us. Good response from credit control team when any issues arise. Factoring and discount charges represent good value for money.
      Close Brothers Invoice Finance are breath of fresh air; the transfer has been smooth and there is a real willingness to help, which is in part to the strong preparation and relationship built pre commencement. Both client managers have been excellent and very pro-active since commencement.
      We have found Close Brothers extremely helpful throughout 2025. During the year we encountered cash flow issues and bottlenecks which we were able to discuss with Close Brothers and immediately we were supported in our requirements.
      Close Brothers have been with us from day one and they have always made an effort to understand the company and wanted to see us succeed. I have never felt the need to look elsewhere for funding.


       



      Invoice discounting benefits


      Improved cash flow


      Invoice discounting gives you fast access to cash tied up in unpaid invoices, helping to improve cash flow and support day‑to‑day operations. As your sales grow, the funding available to you increases in line with your turnover.

      Fast, reliable funding

       

      With our award‑winning IDeal™ platform, you can access up to 90% of your invoice value as soon as invoices are raised. Funds are available 24/7, giving you greater visibility and control over your working capital.

      Ongoing support


      You will be supported by a dedicated Client Manager who understands your business and funding needs, offering proactive, tailored support through in-person meetings or regular phone and email contact.

       

      Confidential invoice discounting


      Our confidential invoice discounting facility allows you to retain full control over your sales ledger and customer relationships. You continue to manage collections as normal, with no impact on how your clients do business with you.

      Reduced admin and greater efficiency


      IDeal™ integrates with your accounting software to automatically reconcile payments, reducing paperwork and removing the need for time‑consuming manual processes. This helps save time, minimise errors, and streamline your finance function.

      Secure funding you can rely on


      Your invoice discounting facility remains available even when customers pay late, helping to protect your cash flow and giving you greater certainty when planning and growing your business.







       

      Find out how we can
      help your business

      Upcoming events and success stories

      Fast-moving acquisitions help Meraki scale its recruitment platform

      CASE STUDIES
      13 Aug 2026

      A tailored funding package to support specialist manufacturer’s expansion

      CASE STUDIES
      21 Jul 2026

      Supporting a strategic acquisition with asset based lending

      CASE STUDIES
      21 Jul 2026

      Helping a steel business transition to new ownership with invoice finance

      CASE STUDIES
      02 Jun 2026

      Supporting long-term planning with confidential invoice discounting

      CASE STUDIES
      13 May 2026

      Sales Sprint Global accelerates with invoice factoring

      CASE STUDIES
      07 Apr 2026

      Speak to our industry
      experts for more information



      Our step-by-step process


      Fill out our short form

      To find out how we can support you and your business, please complete our form.
      It only takes a few minutes.

      Speak with our finance experts

      Our dedicated invoice discounting specialists will contact you to discuss your needs and provide more information about our products and services.

      Receive a tailor-made finance plan

      We will develop a flexible repayment plan matching your payment schedule with your seasonal income.



       



       




      Case study:

      Invoice discounting helps a recruitment agency grow



      The challenge:

      After a successful first year, the agency expanded into temporary recruitment to meet market demand, increasing pressure on cash flow due to short‑term contractor payments. To support this growth, the business needed additional working capital.


      The solution:

      Close Brothers proposed an IDeal™ invoice discounting facility to release working capital from unpaid invoices and improve ongoing cash flow, supported by a fully automated online platform with 24/7 access.


      The business also added bad debt protection and credit management support, helping reduce exposure to customer insolvency as the business continues to grow.










      Business Moneyfacts award winners


      Close Brothers Invoice Finance has been named Best Asset Based Lender and Best Service from an Invoice Finance Provider at the Business Moneyfacts Awards 2026. The Business Moneyfacts Awards are recognised industry-wide and celebrate excellence across the business and finance sector. The awards acknowledge the outstanding service and products we offer to our invoice discounting, factoring and asset-based lending clients.




       


       



       


      Still got questions?
      Get in touch today

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