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      Invoice finance solutions





















       



      Use invoice finance to unlock cash tied up in unpaid invoices and keep your business moving.

      We work with established businesses turning over £750,000 p.a across manufacturing, recruitment, engineering, and service sectors.

      



      Why choose Close Brothers Invoice Finance?

      

      Product options

      From invoice finance, invoice factoring and invoice discounting to asset based leasing, our flexible funding solutions help improve cash flow by unlocking capital tied up in unpaid invoices.

      Finance experts

      With decades of invoice finance expertise, we help businesses thrive. We have been named Best Asset Based Lender by Business Moneyfacts for 12 consecutive years.

      Leading software

      Our IDeal™ platform gives you secure, real‑time access to cash 24/7, seamlessly integrating with your accounting software and supported by the long‑standing expertise of the Close Brothers.

      Tailored finance

      Each facility is structured to grow with your turnover and changing cash flow needs, providing a confidential and adaptable alternative to traditional business finance.

      What our customers say

      We were anxious about switching after 15 years, but the Close team guided us seamlessly, answered every question, and proved to be genuinely down‑to‑earth and approachable individuals.
      Long standing relationship has helped our business to grow. Account manager is readily available to support us. Good response from credit control team when any issues arise. Factoring and discount charges represent good value for money.
      Close Brothers Invoice Finance are breath of fresh air; the transfer has been smooth and there is a real willingness to help, which is in part to the strong preparation and relationship built pre commencement. Both client managers have been excellent and very pro-active since commencement.
      We have found Close Brothers extremely helpful throughout 2025. During the year we encountered cash flow issues and bottlenecks which we were able to discuss with Close Brothers and immediately we were supported in our requirements.
      Close Brothers have been with us from day one and they have always made an effort to understand the company and wanted to see us succeed. I have never felt the need to look elsewhere for funding.


      Find out how we can help your business



      Invoice finance benefits


      Improved cash flow


      Invoice finance helps unlock cash tied up in unpaid invoices, giving you quicker access to working capital. This can smooth out gaps between invoicing and payment, making it easier to manage day-to-day expenses such as payroll, suppliers, and overheads.

      Flexible funding that grows with you


      Invoice finance is directly linked to your sales, so the amount of funding available increases as your business grows. This makes it a scalable solution that can adapt to changing business needs without requiring renegotiation of fixed lending limits

       

      Reduces admin and saves time


      With invoice factoring in particular, credit control and collections can be managed by your provider. This reduces the time your team spends chasing payments and handling admin, allowing you to focus more on running and growing your business.





       

      Speak to our industry experts for more information



      Our step-by-step process


      Fill out our short form

      To find out how we can support you and your business, please complete our form. It only takes a few minutes.

      Speak with our finance experts

      Our dedicated finance specialists will contact you to discuss your needs and provide more information about our products and services.

      Receive a tailor-made finance plan

      We will develop a flexible repayment plan matching your payment schedule with your seasonal income.

      Upcoming events and success stories

      Helping a steel business transition to new ownership with invoice finance

      CASE STUDIES
      02 Jun 2026

      Supporting long-term planning with confidential invoice discounting

      CASE STUDIES
      13 May 2026

      How GMS Group keeps cash flow moving as it grows

      CASE STUDIES
      23 Apr 2026

      Sales Sprint Global accelerates with invoice factoring

      CASE STUDIES
      07 Apr 2026

      Financing a buy-in management buyout (BIMBO) with day‑one working capital

      CASE STUDIES
      24 Mar 2026

      Invoice discounting helps Talent Forte to grow

      CASE STUDIES
      09 Mar 2020


      Still got questions?




      Case study:

      Helping a steel business transition to new ownership with invoice finance


       

      The challenge:

      A long-established business was preparing for a management buy-out, with two senior team members set to take ownership as the founders retired.


      While well placed to lead the company forward, they needed additional funding to complete the purchase and maintain day-to-day operations. With a small team, it was essential the solution was straightforward to manage and didn’t add pressure to the finance function.



      The solution:

      A £1 million invoice discounting facility was provided, supported by a Growth Guarantee Scheme top-up. This enabled the business to unlock cash from unpaid invoices as soon as they were raised, rather than waiting for payment. The additional funding created valuable headroom, helping complete the buy-out while supporting ongoing cash flow.


      The facility, delivered through an integrated platform, also reduced admin by automating key processes which is ideal for a smaller team needing a simple, efficient solution.



      The result

      The buy out was completed successful, with ownership transferring smoothly to the internal team.


      With funding in place, the new owners were able to maintain stability during the transition and focus on the future growth of the business.




       

      Business Moneyfacts award winners for 12 consecutive years



      Close Brothers Invoice Finance has been named Best Asset Based Lender and Best Factoring & Invoice Discounting Provider at the Business Moneyfacts Awards 2025.


      The Business Moneyfacts Awards are recognised industry-wide and celebrate excellence across the business and finance sector. The awards acknowledge the outstanding service and products we offer to our invoice discounting, factoring and asset-based lending clients.




       


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      Invoice Finance Solutions