Our products

Our invoice finance products

Whether you want to improve your cash flow, grow your business or acquire another, we will take the time to really understand the complexities of your operation and tailor a package to meet your specific needs.

What is invoice finance?

Invoice finance is a smart way to fund your business. It provides you with a steady cash flow injection by releasing the capital locked up in unpaid invoices. 

We pay up to 90% of the value of your invoices the moment they are raised, then once the payment has been settled, you will receive the balance minus a small fee.

Unlike a traditional overdraft or loan, this type of funding grows in line with the business turnover and works as a flexible solution to regulate your cash flow. Your ability to access funds increases relative to the value of your outstanding invoices.

What is invoice finance

Types of invoice finance we offer

Invoice discounting

• Entirely confidential

• 24/7 access to your funds, worldwide

• Instant access to funds from new invoices

• You manage your sales ledger and customer relationships

• Our software eliminates paperwork and laborious month-end reconciliations

Invoice factoring

• Funding with a collections service

• Same day access to funds from new invoices

• Our discreet and friendly credit management team will liaise with your customers and manage payments

• You will have your own online account to enable you to view your facility whenever you need to

Asset based lending

• Raise higher levels of funding

• Appropriate for large organisations

• Supports growth and strategic events

• Funding that is tailored to your company and your specific requirements

• It blends invoice finance with funds released against other business assets

How does it work?

Your invoices

Raise an invoice
We pay you up to 90% instantly
You liaise with your customer for payment
You receive the balance when the invoice is paid

What are the differences?

 Watch our video guide to know more about how invoice finance works


Bad debt protection and Liquidity Plus are optional add-ons that can be bolted on to your facility

Bad debt protection

Eliminate risk from customer insolvency with bad debt protection. It enables you to operate safe in the knowledge that you will not be impacted by bad debts if your customers are unable to pay you.

Whilst some other providers will only agree up to 90% cover, we offer up to 100% protection on accounts pre-approved by our Credit Management Team.

Liquidity Plus

If you need additional short term finance to help in scenarios such as periods of rapid growth, or peaks in trading, Liquidity Plus can help you to release up to 100% of the value of your invoices, enabling you to access additional funding when you need it most.

It can be bolted on to your facility at times when your business needs an immediate cash injection.